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Commercial Checking

Find the Account That's Right for You!

 

Commercial Interest
Checking

Commercial
Checking

Specialized Commercial
Checking

Premium Analysis
Checking

Minimum Opening Deposit

$50

$50

$50

$50

Earns Interest
YES

 

 

 

Minimum Daily Balance Requirement to avoid monthly service charge

$5,000

$0 per month

Monthly service charge is based on a  separate fee agreement when account is opened.

Monthly service charge is based on a  separate fee agreement when account is opened.

Monthly Service Charge

$12.00 per month

$0

Monthly service charge is based on a  separate fee agreement when account is opened.

Monthly service charge is based on a  separate fee agreement when account is opened.

Paper Statement Options
YES
YES
YES
YES

E-Statement Option
YES
YES
YES
YES

Return of Check Images
YES
YES
YES
YES

Debit Card Daily Purchase Limit

$2,500

$2,500

$2,500

$2,500

Debit Card Daily ATM Limit

$510

$510

$510

$510

Presto Fee Free ATMs
YES
YES
YES
YES

Online Banking
YES
YES
YES
YES

Mobile Banking
YES
YES
YES
YES

Mobile Deposit
YES
YES
YES
YES

Zelle
YES
YES
YES
YES

For full details on the accounts listed below, refer to the full Account Agreement and Truth in Savings Disclosure that includes our Rate and Fee Schedule.

Commercial Checking

Designed to easily scale with your business needs

  • $50.00 minimum opening deposit.

  • No monthly service charge.

  • No Minimum Daily Balance Requirement.

  • No transaction limits.

  • Complimentary E-statement or paper statement.

Commercial Interest Checking

Designed for those who maintain a higher balance but need the flexibility of an operating account

  • This is an interest-bearing account.

  • $50.00 minimum opening deposit.

  • No monthly service charge when you maintain a minimum daily balance of $5,000.00, otherwise, the service charge is $12.00 per month.

  • Overdraft privilege available.

  • Complimentary E-statement or paper statement.


Specialized Commercial Checking

Designed for specific businesses directly and indirectly involved with the marijuana industry

  • $50.00 minimum opening deposit.

  • The monthly service charge is based on a separate fee agreement provided when account is opened.

  • Complimentary E-statement or paper statement.

Premium Analysis Checking

Designed for our more sophisticated commercial customers who will be using multiple of our Treasury Services

  • $50.00 minimum opening deposit.

  • The monthly service charge is based on a separate fee agreement provided when account is opened.

  • Complimentary E-statement or paper statement.

Could you be the target of fraud or scams?

Have you received a call from someone pretending to be Lafayette State Bank?  Please remember--we will never call you to ask for private or confidential information such as account numbers, debit card details, or online banking credentials. If you receive a suspicious call, do not share any information and contact your local branch directly! Your security is our top priority!

Frequently Asked Questions