As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
Whatever your personal loan needs may be, we have a loan for you.
Our commercial loans are designed to help keep your business in business. From working capital to inventory to capital purchases to crop loans. We do it all.
Lines of Credit
Letters of Credit
FSA Guaranteed Loans
Commercial Construction Loans
Stephanie Wimberly - Mayo Office - (386) 294-1901
Brittany Nickerson - Mayo Office - (386) 294-1901
Stephanie Hunt - Branford Office - (386) 935-6363
Miranda Clayton - Branford Office - (386) 935-6363
Tonya Saucier - Bell Office - (352) 463-2700
Tiffany Beville - Bell Office - (352) 463-2700
Chelsea Harrell - Live Oak Office - (386) 330-2626
Sandy Milian - Live Oak Office - (386) 330-2626
Bill Owen - Live Oak Office - (386) 330-2626
Jacey Gresham - Mayo Office - (386) 294-1901
Consumer Real Estate Lenders
Lynette Ellis NMLS# 616309 - Mayo Office - (386) 294-1901
Jennifer Macfadden NMLS# 2346125 - Live Oak Office - (386) 330-2626
Michelle Taylor NMLS#1570104 - Bell Office - (352) 463-2700
Unlawful Internet Gambling Act
Accessibility Policy Statement
NMLS # 402888
Lost or Stolen Debit Cards
To report a lost or stolen debit card please call
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