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Personal Banking
Consumer Savings Accounts
 
Personal Statement Savings*
  • Interest-bearing account, compounded daily and credited quarterly
  • Minimum opening deposit $50.00
  • Quarterly maintenance fee of $8.00 if daily balance drops below $300.00
  • Maintenance fee waived for minors
  • $2.00 maintenance fee discount with e-statement
  • Six withdrawals/transfers are allowed per quarter with no charge
  • $2.00 per withdrawal/transfer over six
  • Interest rate subject to change weekly
*Federal regulation provides for unlimited withdrawals through an ATM, by mail, messenger or in person. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to six per month.
 
Holiday Club Account
  • Interest-bearing account, compounded daily and credited quarterly
  • Minimum opening deposit $50.00
  • Monthly deposit of $10.00 required
  • No withdrawals are permitted
  • No minimum balance requirement to earn interest
  • Account balance disbursed each November
  • Interest rate subject to change weekly
 
Personal Money Market Accounts
 
  • Minimum opening deposit $50.00
  • Interest-bearing account, compounded monthly and credited monthly
  • Interest based on tiered rate
  • Monthly maintenance fee of $12.00 if daily balance drops below $2,500.00
  • $2.00 maintenance fee discount with e-statement
  • Interest rate subject to change weekly
  • Transfer limitations apply
  • $2.00 fee per transaction over limit
 
*Federal regulation provides for unlimited withdrawals through an ATM, by mail, messenger or in person. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to six per month.
 
Certificates of Deposit
 


We offer a variety of certificates of deposit with maturities ranging from 90 days to five years. Contact one of our friendly customer service representatives for more details.
 
Individual Retirement Account (IRA)
 
 
For a modest investment each year an IRA offers added security to your retirement years with possible tax advantages, too. We offer Traditional and Roth IRA Certificate of Deposits which are insured up to $250,000.00, the maximum allowed by the FDIC. Ask us for details today.

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Lafayette State Bank
Independently Owned and Operated