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Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
Consumer Loans

Whatever your personal loan needs may be, we have a loan for you.
Auto Loans
  • New and used vehicle loans with repayment terms up to six years
  • Competitive financing up to 90%
  • Auto deduct payment from your Lafayette State Bank account for the most competitive rates
Unsecured Loans and Lines of Credit
  • Personal loans with repayment terms up to three years
  • Personal Line of Credit
  • Automatic payment deduction from your Lafayette State Bank account required
Boats, ATVís and Recreational Vehicle Loans
  • New & Used financing with repayment terms up to six years
Residential Mortgage Loans
  • New construction, purchases, or refinances
  • Fixed rate and adjustable rate mortgages
  • Apply with limited documentation requirements
Home Equity Loans and Lines of Credit
  • Revolving lines
  • Term loans
  • Fixed rates available
  • No closing cost options available on lines with minimum draw
Commercial Loans
Our commercial loans are designed to help keep your business in business. From working capital to inventory to capital purchases to crop loans. We do it all.

Lines of Credit

Term Loans

Letters of Credit

Commercial Mortgages

FSA Guaranteed Loans

Commercial Construction Loans

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Lafayette State Bank
Independently Owned and Operated